Wealthfront: Save and Invest

EARN 5.00% APY ON YOUR CASH Welcome to the world of financial management with our Cash Account app! With our app, you can easily spend, save, and organize your cash, all while earning 10x the national average interest rate and getting 32x the standard FDIC insurance. That's right, you can earn up to $8 million for single accounts and $16 million for joint accounts. Plus, you can say goodbye to pesky account fees and make unlimited fee-free transfers. And when you're ready to invest, you can do so within minutes with just a few clicks.

But that's not all, our app also offers a higher yield, low-risk bond ETFs through our Automated Bond Portfolio. This diversified mix of bond ETFs is easy to manage and even easier to cash out. It's designed to provide a higher yield than traditional savings accounts, with less risk than stocks. And the best part? It's personalized to your tax situation, making it the perfect place to save for your near-term goals.

We understand that investing can be overwhelming, which is why we offer an automated investment feature. Simply answer a few questions and we'll recommend a globally-diversified portfolio of automated index funds that's personalized just for you. We'll handle the trades, reinvest your dividends, and even help lower your taxes with Tax-Loss Harvesting. It's hands-off investing made easy.

But wait, there's more! Our app also offers a Stock Investing Account with zero commissions. Say goodbye to countless hours of research and let us do the due diligence for you. We make it easy to explore investing themes and opportunities, helping you find companies that may not be on your radar yet. It's your shortcut to smarter stock investing.

And with our app, you can build your wealth all in one place. Say goodbye to multiple apps and forgotten passwords, and take the guesswork out of building wealth. Our app provides a big-picture view of your finances, ensuring you're on track now and into retirement.

We want to make sure you have all the information you need, which is why we provide disclosures about our product interface images and securities displayed. We want to make it clear that these are not endorsements or recommendations. And any performance figures displayed are not representative of actual performance.

We also want to make sure you know that we value our partnerships and want to be transparent about any compensation we may receive. Nerdwallet receives cash compensation for referring potential clients to Wealthfront Advisers, LLC via advertisements placed on their respective websites. However, Nerdwallet and WFA are not associated with one another and have no formal relationship outside of this arrangement. Nerdwallet's opinions are their own and their ratings are determined by their editorial team. The scoring formula for online brokers and robo-advisors takes into account over 15 factors, including account fees and minimums, investment choices, customer support, and mobile app capabilities. As of January 2023, Nerdwallet ranks us highly.

We also want to mention that Bankrate has voluntarily given us their endorsement, but we have no formal relationship with them. And finally, we want to clarify that our Cash Account is offered by Wealthfront Brokerage LLC, a Member of FINRA/SIPC. Neither Wealthfront Brokerage nor any of its affiliates are a bank, and Cash Account is not a checking or savings account. We work with partner banks to accept and maintain deposits, provide the interest rate, and offer FDIC insurance. Please note that the rate is subject to change. Our investment management and advisory services, which are not FDIC insured, are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. And our financial planning tools are provided by Wealthfront Software LLC. Our Stock Investing Account is a limited-discretion investment product offered by Wealthfront Advisers.

We want to remind you that all investing involves risk, including the possible loss of money you invest. Past performance does not guarantee future performance. And nothing in this communication should be construed as tax advice, a solicitation or offer, or recommendation, to buy or sell any security. We want to make sure you have all the information you need to make informed decisions about your finances.

Thank you for choosing our Cash Account app. We are proud to be wholly owned subsidiaries of Wealthfront Corporation and are committed to helping you achieve your financial goals.